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Engagement Ring Insurance
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Trustpilot score May 2018.
Why choose our specialist insurance cover?
Our policy provides all-risks cover as standard. This means events such as loss or damage are covered with fewer exclusions and warranties.
You are covered anywhere in the world for trips up to 60 days.
The majority of our policies are excess free, your claim will be settled in full.
Single Item Insurance
This is a single item "Stand-alone" policy, any claim will not affect any no-claims bonus you may have under your home insurance.
First Class Claims Service
In the event of a loss, we’ll work with you to obtain a replacement item. In many cases we can appoint a “Personal jeweller” if necessary to remake an item to your specification.
Insured at Lloyd's of London
The Assetsure Engagement Ring Insurance policy is underwritten at Lloyd’s of London, the world’s oldest continuous insurance market.
Precious Items need Special Cover.
Obtain Worldwide All Risks Insurance today from Assetsure.
Latest News & Advice
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When you buy a diamond engagement ring from a reputable source, the diamond will come with a certificate...
Engagement Ring Valuations
If you have only just purchased your engagement ring you should be in possession of a purchase receipt and the jeweller may have also provided you with a valuation...
The 4cs- Essential Information for Engagement ring hunters
A quick glance in to any Jewellers shop window and you will soon realise that there is a bewildering choice of engagement rings in a seemingly endless supply of shapes and styles....
Your Questions Answered
- Are there any Age restrictions?
The Assetsure Engagement Ring Insurance policy is available to persons over the age of 21
- When will I receive my policy?
Your policy will be delivered instantly by e-mail. Cover will start from the date you request
- How long does it take to arrange insurance?
In most cases, we can provide cover the same day that you request it, simply use our calculator and you can buy the insurance online immediately. In cases where we cannot quote online, we endeavour to provide you with a quotation within 24 hours during the week.
- Who will I be insured by
The Assetsure Engagement Ring Insurance policy is underwritten at Lloyd’s of London
- How do I prove what my item is worth if I need to make a claim?
In the event of any claim being made for Loss of or Damage to any insured item, the onus of proving the existence, ownership and value of the item shall be upon you to prove. We accept the following items as proof of existence and Ownership;
For Items less than 5 years old
A personalised and dated purchase receipt or bill of sale detailing the insured item.
A debit or credit card or bank statement detailing the amount paid.
If a private sale, dated correspondence relating to the sale such as a letter or e-mail identifying the seller of the item.
For Items more than 5 years old
Any of the above items.
Photographic or other dated documentary evidence such as a personalised valuation or service receipt.
A valuation with full description of the item from a United Kingdom based Jeweller or Valuer stating their contact details and business credentials.
- How will you settle my claim?
The most we will pay in total for each incident of Loss is the Amount insured which you choose when you take your policy out. Please make sure this to sufficient replace your item at UK retail prices.
- How much should I insure my Engagement ring for?
You should insure the item(s) for the full replacement value as new in the UK.
- If I lose a stone will I be covered?
Sometimes a stone drops out of a ring and cannot be located, this will be covered by the policy
- Is there any excess to pay following a claim?
The policy has no excess to pay following a claim